The Honda Activa has always dominated the Indian scooter market, and for a good reason. It is the epitome of fuel efficiency, reliability, and style that has attracted riders for years. However, the question that is most often on people’s minds is: “Can I afford an Activa?” This article breaks down the costs, explores financing options, and helps you understand how to bring home this popular scooter.
Breaking Down the Costs
The Honda Activa is available in several variants, all equipped with a 109.51 cc engine that delivers a smooth and reliable ride. It is priced based on the specific model and its features, and the base variant starts from around Rs 76,684. The top-of-the-line model can cost up to about Rs 92,854 on road.
Financing Your Dream Ride
The better news is that the Activa doesn’t need to be out of one’s budget. Attractive financing options are available through which, with minimal upfront investment, you can get your dream scooter. Down Payment: It is often possible to get a loan with just a down payment of Rs 10,000. Loan Amount: Such a down payment will enable you to borrow about Rs 80,000 from a bank or financial institution. Interest Rates: Interest rates on two-wheeler loans vary based on your credit score and the lender. You can expect an interest rate of around 9.7% per annum.
Calculating Your EMIs
With a loan amount of Rs 80,000 at 9.7% interest, your monthly Equated Monthly Installments (EMIs) would be approximately Rs 2,500 over a loan tenure of five years. This would amount to a total repayment of around Rs 92,900 to the bank.
Fuel Efficiency: A Major Advantage
The most attractive reason for opting for the Activa is its excellent fuel efficiency. According to the manufacturer, it gives a mileage of up to 50 kilometers per liter, making it an extremely economical means of transportation.
Safety and Convenience
The Activa features reliable drum brakes for effective stopping power. It is lightweight (about 109 kg) and can be easily maneuvered in traffic and parked conveniently.
Making the Decision
The Honda Activa offers a compelling value proposition for riders seeking a reliable, fuel-efficient, and stylish scooter. With flexible financing options and a low cost of ownership, it’s a smart choice for daily commuting and weekend adventures.
Disclaimer: This article is general information and should not be taken as financial advice. Interest rates and loan terms will vary based on individual circumstances and lenders. Always seek the advice of a financial advisor to determine the best financing options for your specific needs.
Read More :-
Park Top Class Maruti Swift In Your Courtyard By Paying Rs 1 Lakh, Without Paying Any EMI
Bring Home Maruti Luxury Family Car for Just a Few Rupees, Advanced Features With Powerful Engine
