Worried about hefty medical bills? The Indian government’s Ayushman Bharat Yojana (AB-PMJAY) scheme offers a ray of hope. This flagship program provides free and cashless healthcare services to eligible families across India. But before you rush to download the card, here’s a comprehensive guide to understanding your eligibility and securing your very own Ayushman Bharat Card in 2024.
Step 1: Am I Eligible for the Ayushman Bharat Card
Begin from defining whether you are under a beneficiary umbrella. Here is how you can check on your eligibility online: Click on the Official Website. You can visit the main PMJAY website using the link https://bis.pmjay.gov.in/. Click on “Am I Eligible?.” You will find the link “Am I Eligible?” on the homepage clearly. Enter Your Details. Enter your 10- digits mobile number to receive your One-Time Password (OTP). Verify and Select: Enter the OTP you receive and the captcha code which appears on the screen. Now, select your state, district, and the type of plan if selected. Search by Aadhaar: Choose “Aadhaar” as the mode of search and enter the Aadhaar number along with the captcha code. Search: It will show up your eligibility status on the screen.
You can even check your eligibility offline as well
Visit your nearest CSC (Common Service Centre) with relevant documents for verification. Call the PMJAY toll-free helpline at 14555 for support. Step 2: Get Your Ayushman Bharat Card Congratulations! If you’re eligible, it’s the time to get your card Visit Your Local CSC: Take a trip to your closest CSC center. The centers are government-approved and facilitate various services, including Ayushman Bharat card registration. Document Verification: Report to the authorized officer and submit your documents for verification of eligibility.
Application Process
If you become eligible, the officer shall collect your required documents for uploading.Download Your Card: You can download the e-Ayushman card after the processing of these documents at the PMJAY website or through UMANG App. Required documents: Ration Card-with name mentioned Photo identity proof-aadhaar if available Address proof document ncome certificate- Only if needed Step 3: Usage of Your Benefits under Ayushman Bharat Card Your Ayushman Bharat card is your golden ticket to free and cashless healthcare.
Here how to use the benefit
Find Empanelled Hospitals: Select one of the hundreds of thousands of PMJAY-empanelled hospitals spread across the length and breadth of India. You can find the list on the PMJAY website. Show Your Card: Produce your e-Ayushman Bharat card or a printed version at the time of admission.
Awaiting Verification
The hospital will verify your eligibility with the PMJAY system. Cashless Treatment: Once verified, you can avail cashless treatment for a variety of medical procedures, with coverage up to Rs. 5 lakhs per family per year. Remember: The PMJAY scheme covers a wide range of medical and surgical procedures. However, it is always advisable to confirm the treatments covered with the chosen hospital beforehand.
Additional Tips
Ensure your Ayushman Bharat card is kept safe and is easy to access. Understand what all is excluded in PMJAY so that the exclusion can be used while seeking treatment. Promote it among friends and family who may be eligible under this scheme. You can get the best quality of medical treatment without any kind of financial constraints with the Ayushman Bharat Card. Now, follow these steps and stay updated to unlock the benefits of this life-changing program for your family.
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