The Employees’ Provident Fund Organisation (EPFO) has made some big and important changes for its crores of members in 2025. These changes aim to give more benefits to employees, make processes digital, and above all, make everything easier. Whether it is updating your profile, transferring PF when changing jobs, or new pension rules, everything is now simpler than before. Let’s take a look at the 5 most important changes.
1) Profile Update Made Simple
Updating your profile on the EPFO portal is now much easier. If your UAN is linked with Aadhaar, you can update details like your name, date of birth, gender, nationality, parents’ names, marital status, spouse details, and employment dates all online and without any documents. However, if your UAN was created before October 1, 2017, some updates may need your employer’s approval.
2) PF Transfer During Job Change is Hassle-Free
Earlier, transferring your PF account when changing jobs was a lengthy process. But from January 15, 2025, EPFO has made it easier. In certain cases, you no longer need approval from either your old or new employer to transfer your PF.
3) New Rules for UAN and Joint Declaration
On January 16, 2025, EPFO issued fresh rules for the joint declaration process. Members are now divided into three categories:
- If your UAN is Aadhaar-based, you can file the joint declaration online.
- If your UAN is old but Aadhaar-verified, you can also file online.
- If you don’t have a UAN, Aadhaar isn’t verified, or the member is deceased, a physical joint declaration is required.
4) Centralised Pension Payment System (CPPS) Introduced
From January 1, 2025, EPFO started a new system called the Centralised Pension Payment System (CPPS). With this, the pension will be directly sent to any bank account via the NPCI platform. This will stop the need to transfer PPOS between regional offices. New PPOS must now be UAN-linked to allow for digital life certificates.
5) New Rules for Higher Pension
EPFO has now clarified the rules for those who want a pension based on a higher salary. The calculation process will be the same for everyone. Institutions that are exempted must still follow the trust’s rules. The collection and payment of dues will now be done separately for better clarity.
Also Read
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