Rashtriya Swasthya Bima Yojana: In This Way, You Can Also Get Free Treatment Up To ₹30000

Rashtriya Swasthya Bima Yojana : With the aim of ensuring access of every citizen to health facilities in the country, the Central Government has launched the “Rashtriya Swasthya Bima Yojana” (RSBY). The objective of this scheme is to provide better health services to the poor and unorganized sector people of the country. Under this scheme, families are given health insurance of ₹ 30,000 every year, which helps them financially and reduces the burden of treatment. Let us know about this scheme in detail.

What is Rashtriya Swasthya Bima Yojana (RSBY)?

Rashtriya Swasthya Bima Yojana (RSBY) is a scheme run by the Ministry of Health and Family Welfare, which is operated under the Ministry of Labor and Employment. Its main objective is to provide health security to families below the poverty line (BPL). Under this scheme, all the members of the family are given an insurance cover of ₹ 30,000 every year. This provides financial assistance to poor families for hospitalization, medicines and tests.

Objective of Rashtriya Swasthya Bima Yojana

The main objective of the RSBY scheme is to provide health services to the economically weaker families of the country, so that they do not have to face financial difficulties for treatment. This scheme has been created to fulfill the following objectives: Accessibility of health services: Poor and unorganized sector working families should not face any kind of difficulty in treatment.

Financial assistance: Families do not need to take loan in case of serious illness.

Cashless medical facility: Under this scheme, the beneficiary does not have to make any kind of advance payment in the hospital. Improvement in health security: This scheme plays an important role in increasing the level of health services in the society.

Benefits of Rashtriya Swasthya Bima Yojana

The RSBY scheme offers several benefits to poor and unorganized sector working families, including:

Annual insurance cover: Each family gets an insurance cover of up to ₹30,000 every year, which covers the cost of hospitalization, tests and treatment.
Cashless treatment facility: Beneficiaries registered under this scheme do not have to pay any advance amount at the time of treatment. All treatment expenses are covered by the insurance scheme.
Pan-India hospital network: The scheme is valid in government and private hospitals across the country, so the beneficiary can get treatment anywhere.
Medicines and diagnostic services: The scheme covers hospitalization as well as essential medicines and diagnostic services.

Eligibility for Rashtriya Swasthya Bima Yojana

There are some eligibility criteria to avail the benefits of this scheme: This scheme is exclusively for BPL category families. Only Indian citizens can avail the benefits of this scheme. A maximum of five members of a family are covered under this scheme.

Essential Documents Required for Rashtriya Swasthya Bima Yojana

The following documents are required to apply for the RSBY scheme:

Identity Proof: Aadhar Card, Voter ID Card or other government recognized identity card.
Income Certificate: Proof of being below the poverty line.
Residence Certificate: Ration Card or Certificate issued by Panchayat.
Family Details: Age of family members and their details.

Some important information related to Rashtriya Swasthya Bima Yojana

Time Limit: It is necessary to complete the registration on time to avail the benefits. Use of Insurance Card: This card is valid for treatment in any hospital throughout the year. Transparency: The scheme has an online billing system for hospitals, which reduces the possibility of corruption and keeps the entire process transparent.

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